Category Archives: Finance and Business

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How to Write a Check

How to Write a Check?

Check, one of the indispensable elements of business life is a tool that facilitates payment transactions with the facilities it provides. In this article, we are talking about the rules you need to follow during editing in order for the check to be valid. In our article where we answer questions such as what is a check, how to use a check, how to write a check, and how to fill a check, we explain what needs to be done to be considered valid.

WHAT IS A CHECK?

Check is a valuable document that is arranged by the account holder, namely the drawer, against a counterpart, that is, the bank, that contains an instruction to pay a certain amount written on it to the person whose name is written on the check, that is, the beneficiary.

A check is a payment tool that can be used instead of cash. In this sense, a check is a valuable document containing an instruction given to the bank to pay a certain amount in the bank account to the person whose name is written on it.

Checkbook

Checkbook includes check sheets that are specially printed by the bank in accordance with the required rules. Mandatory information such as the name of the branch where the account is located and the account number is placed on each check leaf.

Rules to be followed for the check to be valid

For a check to be valid, it must be issued according to established rules.

  • The word “check” must be written on it, and if the word check is written in a foreign language, the equivalent of this word in the relevant language must be “check”.
  • On the check sheet, the name of the bank to which the account belongs, the name of the branch where the account is located and the account number of the person issuing the check must be included.
  • There should not be any conditions or conditions on the check that may prevent the payment of the specified amount.

How is the check drawn up?

  • The date on which the check was issued must be indicated, which must be clearly stated without abbreviation.
  • The signature of the person issuing the check, the drawer, must be handwritten. Checks signed with a signature stamp, seal, or fingerprint are not considered valid.
  • The tax identification number of the person making the check must be on the check sheet.
  • The name of the person to whom the check will be paid must be specified. If you issue the check to the holder, any person holding the check can collect it. If this field is left blank, the check will be processed as the bearer.

Correction of Check

If the correction is required on the check, this correction can only be made by the person who issued the check. Changes made to the check must be signed by the drawer to approve the correction alongside or below the change.

Please note that if any of these elements is missing, the issued check will not be valid. Likewise, when receiving a check, you should check whether the check complies with these rules in order to avoid any problems during collection. If any corrections have been made on the check, control if the issuer’s signature is present next to the correction. In addition, the written check must be approved by the bank to which it belongs.

What is an electronic check?

An electronic check is the electronic world equivalent of a paper check used in the real world.

Just like the use of paper checks, e-checks must be defined into the system of the bank before they can be used. In the electronic check system, payments are made by entering the required bank account information on the e-commerce site. In a sense, the user pays to the e-commerce site by issuing a check. The use of e-checks is very safe because it is bank controlled.

How to Write a Cover Letter

How to Write a Cover Letter?

You have prepared a CV, you also make applications, but don’t you know how to stand out among many candidates? The answer is simple! You will summarize how much you want that job, how creative it can be, and what awaits them in the future if they work with you. You can do this with a CV Cover Letter.

A cover letter is the first impression you have of your future employer. Okay, of course, your potential employer or the company’s CEO won’t read your cover letter right away. However, you can be sure that as you cross the road that will enable you to meet those people.

WHAT IS A COVER LETTER?

The cover letter is a short introduction letter that explains you, which position is applied for that job, and why they should choose you for that position.

In fact, it is a letter that convinces someone who does not know you that you are the right person for the job you requested. Therefore, it should be original and reflect you, never a copy. Believe me, sharing the cover letter you see in the examples from a friend or in the examples will not go unnoticed by HR Departments. 

7 Steps to watch out for

  • Attention should be paid to spelling and grammatical errors. Otherwise, it would seem that you did not take enough care, which makes your competence questionable.

  • Your cover letter should be short. No need for long explanations. Your CV will already be reviewed. The goal here is a preliminary jump before CV.
  • It should be written for the position sought for each company. You should write in a way that clearly states that you are the right person for the position they are looking for, not in the taste of doing whatever job is in that company. 
  • Your most important features should be mentioned. It should not be the same sentences as the CV.
  • It should be easy and understandable, avoiding complex sentences. It goes without saying that you have to write fluently.
  • A simple and plain font should be used. It is sufficient to use a single font. You should be careful not to be distracted by using different fonts.
  • If “Dear Sir / Madam” or recruitment specialist is known, it should be addressed with the name “Dear X” and end with “Best Regards”. In short, an official language should be used.

Cover Letter Sample

As a standard template, you can prepare a cover letter in a format like the one below. We recommend that you do not go beyond a cover letter in which 3 paragraphs are sufficient. As we’ve learned in school, all you need for cover writing is an Introduction, development, and conclusion!

  • “Dear Sir / Madam, You can find attached my CV for the… .. position in your company. ” You should start pre-writing with the template.
  • In the introduction paragraph, you should mention your education and skills related to the position sought. You should definitely add those that you can see in your resume. Well, of course, in this case, you need to have those pieces of training on your CV.
  • In the development paragraph, you should explain how willing you are for the position sought, how you will work, and what you can contribute to that company.
  • “Thank you for taking the time to read my cover letter and review my CV. I wish to receive positive news from you soon.
  • Sincerely, you can also close to the sentence.
How To Maintain Work-Life Balance?

How to Maintain Work-Life Balance?

How to Achieve Work-Life Balance?

In the harsh world of business life and plazas, it takes a great deal of dedication to balance work and private life. Because many employees now spend most of their day on their work through smartphones, even if they are not physically at work. This situation often disrupts the balance between work and private life. Well, can’t some changes be made to prevent this? 

Today, changing the priority between work and personal life brings along many problems. Studies show that disruption of work and private life balance causes stress, unhappiness, decreased productivity and even health problems. There are methods that need to be applied to achieve this balance. If you are looking for work-life balance strategies for employers we shared work-life balance tips and techniques for you. 

Set your priorities

It is important to determine what you want to be, not what your priorities should be, in terms of establishing the balance between work and private life. Therefore, create a daily business plan, enter your plan in your calendar, and try to stick to this plan.

Find out what is urgent

Defining the concept of “urgency” in your business and private life and acting accordingly will help you balance your work and private life. If what you need to do in your private life while at work is not very important or urgent, don’t take it into your work.

Likewise, after your shift is over, do not stay on top of the urgent and non-important things about your work while spending time with your family or doing an activity you enjoy.

Be there wherever you are

Dealing with, planning, or thinking about multiple things causes confusion. If you are at work, be busy with your duties and what you need to do. Even if you are at home, don’t carry work-related things into your home. Moving the work to your home or your home to your business, will cause your productivity to decrease, fatigue and unhappiness.

You should say no when necessary

Don’t be afraid to say no to yourself and to your surroundings so that you are in control of your life and time. Instead of saying yes to everything asked of you out of guilt, answer your daily or weekly plan. Of course, we know the importance of your manager’s attitude, but still remember that this is important.

Focus on practical solutions

Try to use your time more efficiently by eliminating the issues that will make you work more than necessary. Find practical solutions for little things that need to be done. For example, if you need to do grocery shopping, take advantage of technology and use your time more effectively by ordering online.